Real Estate Mortgages      

Looking into buying or refinancing a home? 
Confused about what it takes to qualify for a loan? 
Are you a first time home buyer, improving your home, or buying a vacation home?  

You've come to the right place! 

Bob Carlisle, Mortgage Loan Officer, is a professional with an outstanding reputation for delivering what he promises.

• He has extensive lending experience.
• He has experience with a wide variety of loan programs.
• He explains to the potential client every step of the transaction.
• He is intimately familiar with the local market.
• He is well known and respected in the local community.
• He works to eliminate many of the fears and frustrations associated with buying a home
• He researches a loan program and lender best suited to your particular financial profile.

To apply you can complete either our Quick Qualifier Form or A Complete Application Online.  We will contact you promptly!

We focus all our energies on finding the best way to help our clients get what they want and stay within their budget. We credit our success to meeting commitments, finding creative solutions and providing excellent customer service.

Loan Options

If your credit is superior, terrific! We have the perfect loan for you at the lowest rate possible. If it's less than perfect or you have unique income streams, let's talk. We know we can help.

For all the options, all the choices, it's about getting the best possible deal, after all. We've made it easy to find which loan is right for you.

• Fixed Rate Loans
• Standard Adjustable Rate Mortgages(ARMs)
• Initial Fixed Rate Loans

More Affordable Loans and Special Programs:

• USDA Rural Housing Loans for first time home buyers
• Loans for Veterans
• Federal Housing Administration (FHA) Loans

We've earned a reputation for dealing fairly with our customers and for honoring our commitments. We're in the people business and we never forget who made our success possible - the people who are our customers! On-site loan representatives who care about the communities and the people they serve make all of our mortgage loans. At our office you'll find caring professionals who greet you with a friendly smile and who are committed to finding a mortgage solution just for you.

Building a new home?
Reduce your cost with a First State Bank of Wyoming construction loan!